Insurance
Supporting the insurance market with practical, commercial legal advice.
Insurance is a dynamic, highly regulated industry where legal advice must balance technical expertise with commercial outcomes. We work with insurers, underwriters, brokers, MGAs, coverholders, distributors and other market participants across Australia, New Zealand and the UK.
Our team supports clients across the insurance lifecycle, from product and policy development, governance and regulatory compliance through to commercial contracting, claims, recoveries, disputes and strategic transactions. Combining deep industry knowledge with practical advice, we help clients manage risk, navigate change and operate with confidence.
Where claims management is required, clients also benefit from access to Tetra Claims, part of the Squared Group, creating an integrated solution across legal advice, claims management and dispute resolution.
How we
can help you:
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Clear policy and product documentation is critical to managing risk, meeting obligations and supporting better claims outcomes. We help insurance market participants with practical legal support across product development, policy wording and coverage issues, including:
Product and policy wording review and drafting
Insurance regulatory and legal issues
Disclosure and endorsement statements
Policy compliance materials
Coverage advice and support
Guidance on claims strategy
Learn more about our Insurance expertise.
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When claims escalate, insurers need clear advice, strategic support and a pathway to efficient resolution. We help insurers, underwriting agencies and brokers protect their position, respond to disputes and pursue recoveries with fixed-cost solutions. Our support includes:
Recovery actions
Advice on indemnity, fraud and co-insurance claims
Breach counsel and incident response
Defence counsel services
Alternative dispute resolution, including mediations, arbitrations and settlement conferences
Learn more about our Insurance expertise.
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From distribution and technology to service providers and strategic partnerships, insurance businesses depend on clear commercial agreements to manage risk and keep operations moving. We draft, review and negotiate practical, commercially grounded contracts, including:
SaaS, software licensing and cloud services agreements
Master Services Agreements (MSAs) and Statements of Work (SOWs)
Supply, distribution and reseller agreements
Confidentiality and non-disclosure agreements
Data sharing, partnership and joint venture agreements
Debt Facility Agreements
White Labelling Agreements
Learn more about our Commercial expertise.
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We support insurers manage legal and compliance obligations with practical frameworks, regulatory support and better internal practices. Our lawyers provide support for:
Insurance Contracts Act 1984
Australian Securities and Investments Commission Regulatory Guides
Design and Distribution Obligations
Financial Accountability Regime Privacy and data protection frameworks
Employment + Workplace Relations legislation
AI governance and emerging technology risk
Modern Slavery and regulatory compliance
Regulatory responses and remediation programs
Internal compliance training
Learn more about our Governance expertise.
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Growth in the insurance industry often come through acquisition, divestment, restructuring or strategic investment. We help businesses navigate these pivotal moments with practical, commercially grounded advice that manages risk, supports deal momentum and protects long-term value. Our support includes:
Acquisitions, divestments and mergers
Restructuring business assets and operating entities
Due diligence and transaction readiness
Share and asset sale agreements
Subscription agreements and investment documentation
Transaction support across governance, approvals and implementation
Learn more about our Corporate expertise.
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In insurance, customer trust depends on strong privacy practices, careful data governance and a clear legal response when cyber incidents occur. We help strengthen internal frameworks and respond to cyber incidents with confidence. Our support includes:
Privacy and data governance including privacy policies, collection notices, consent wording, and data sharing and information handling arrangements
Cross-border data compliance including international data transfers and privacy compliance (e.g. GDPR)
Data breach assessment and notification
Cyber incident legal oversight including legal professional privilege, exposure assessment, sensitive communications and negotiation pathways
Learn more about our Insurance expertise.
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In insurance, in-house teams are often balancing day-to-day legal demand with major projects, workforce pressures and evolving regulatory obligations. LSaaS provides flexible, fixed-cost legal support through a monthly retainer model.
LSaaS is suitable for insurance businesses seeking to:
Add capacity to their in-house legal team
Cover short-term resourcing gaps during recruitment, annual or parental leave.
Access legal support for major projects, regulatory change or other high priority initiatives.
Learn more about Law Squared as a Service
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Through our partnership with Tetra Claims, a Squared Group company, we deliver an end-to-end solution spanning claims administration, claims management and litigation support. This helps insurers reduce handover risk, improve visibility and manage claims more efficiently – all on a fixed-fee basis.
Learn more about Tetra Claims here